What is Personal Health Insurance?
Personal health and dental insurance plans provide coverage for the medical services that are not covered by provincial health care plans and usually include prescription drugs, dental care, vision care, hospital stay, paramedical and ambulance services and much more depending on the plan you choose.
Why Do You Need A Personal Health Insurance Plan?
Health insurance plans help you manage routine and unexpected healthcare expenses not covered by provincial health care plans; hence protecting you from the financial hardship of having to pay out-of- pocket for medical expenses. For example dental care expenses are very costly and are not covered by provincial health care plans.
Why Do You Need A Personal Health Insurance Plan?
All citizens and permanent residents of Canada have provincial health coverage for many health expenses but it pays for your basic healthcare services and needs. Each province provides different coverage types and amounts and there are gaps that can impact your finances significantly. That’s when private health insurance plans can be very helpful to reduce the financial strain caused by routine or unexpected health care expenses.
When Do You Need Personal Health Insurance?
You may want to get personal Health and Dental Insurance if:
- You are self-employed or if you are not eligible for any group coverage
- If you are changing jobs and losing coverage and need coverage to replace your previous group benefits
- If you are retiring and need coverage for your routine or unexpected medical expenses
- If you want additional benefits not offered by your provincial health plan or employer plan
Are You Looking For An Affordable Personal Health Insurance Plan?
If you are looking for affordable personal health insurance in Canada, You’ve come to the right place. Although Citizens and Permanent Residents of Canada are fortunate enough to have provincial health coverage for many health expenses, this only pays for your basic healthcare services and needs. Each province provides different coverage types and amounts and there are gaps that can impact your finances significantly. So personal health insurance is a must have in order to cover these gaps as well as lower the financial strain caused by sudden medical emergencies due to illness or accident. Health insurance helps you manage routine and unexpected healthcare expenses, protecting your budget and your lifestyle.
We Will Help You Choose The Best Plan With Right Coverage For You & Your Family.
We understand that every individual and family is different and so are their health insurance needs. As we know that a cookie-cutter health insurance plan won’t work for everyone; we will help you choose a plan based on your needs, health, and budget. There are many plans to choose from and some plans provide guaranteed coverage even with pre-existing medical conditions. Following benefits can be added to your plan as per your needs and requirements:
- Prescription Drugs
- Health Practitioners
- Nursing Care
- Hospital Stays
- Dental Care
- Travel Coverage
- Ambulance Services
- Hospital Cash
- Vision Care
- Hearing Aids
- Physical Therapy
- Counselling Services
- Medical Equipment
- Orthopaedic Shoes
- Preventive Care
- And Many More…
Protect you and your family from regular health and dental costs; get the health insurance coverage for you and your family. Choose a plan that fits in-to your budget perfectly and one that meets your needs. Get your personalized health insurance quotes today.