Super Visa Insurance

Super Visa

Super Visa is a multi-entry visa that permits the parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. It’s a visa that allows multiple entries for a period of up to 10 years and allows them to stay in Canada for up to 5 years at a time without the need for renewal of their status. A multiple entry Visitor Visa limits the stay only up to 6 months and hence Super Visa is a better option.

Effective July 4,2022 the following changes to the parents and grandparents Super Visa are taking effect:

The length of stay in Canada will increase to a maximum of 5 years per trip. Up from the previous 2 year maximum
Applicants will be able to buy Super Visa insurance from designated International insurance companies rather than only from Canadian insurers
People with a Super Visa will be able to request to extend their stay for up to two years while in Canada already

Being able to extend your Super Visa for another two years while already in Canada effectively means that each trip to Canada could be up to 7 years for your parents and grandparents.

Super Visa insurance is a travel insurance policy that is specially designed for super visa applicants. It is a legal requirement for all super visa applicants to provide proof that they have valid emergency medical insurance for at least one year with minimum coverage of $100,000.

Since Super Visa holders will not have access to the Canadian healthcare system, Super Visa Insurance acts as protection from financial hardship in the event of medical emergencies. It helps pay for health care, prescription drugs, hospital stays, and repatriation. Your Super Visa insurance policy should be:

Valid for at least one year from the date of entry
Provides a minimum of $100,000 coverage
Covers emergency health care, hospitalization and repatriation costs
Be valid and available for review by a port of entry officer at each entry

Eligibility requirements to apply for a Super Visa

Not everyone is eligible for a super visa. To be eligible for a super visa:

You must be the parent or grandparent of a Canadian citizen or Canadian permanent resident
Your Canadian child or grandchild will have to provide a written letter promising to financially support you during your stay
Your child or grandchild meets the minimum income requirement (LICO threshold) and provides a copy of their Canadian passport or PR Card
You will need to pass a medical exam to show you are medically fit to enter into Canada
You must prove that you have sufficient medical insurance from a Canadian insurance company

Types of Super Visa Insurance

There are two types of Super Visa Insurance plans:

Basic Plans: These plans will provide very basic required coverage for prescription medicine, dental care, and repatriation. Pre-existing conditions coverage is not included in basic plans. These plans are suitable for visitors who are not on any daily prescribed medications, are in excellent health, and require a budget friendly plan
Enhanced Plans: These plans will provide higher coverage for prescription drugs, dental care, and repatriation. Stable pre-existing conditions coverage is included in enhanced plans. These plans are expensive as compared to basic plans and are recommended for visitors looking for additional and upgraded benefits

Super Visa Insurance is designed to cover your emergency medical expenses during your stay in Canada. You can choose a basic or enhanced plan depending on your needs. Both basic and enhanced plans will provide the minimum required coverage of $100,000 but the premiums and coverage will differ among various providers. Make sure to shop around for the best policy that suits your age, medical background and coverage needs, especially if you have pre-existing medical conditions. Compare the policies not only for premiums but also for their benefits, coverage and exclusions because the cheapest option is not necessarily the best option.

What does Super Visa Insurance Cover?

Although each provider will have their own benefits and coverage limits most insurers provide the following coverages:

Emergency Medical Expenses
Hospitalization Expenses
Prescription Medications
Routine Doctor’s Fees
Diagnostic, Laboratory & X-rays

Emergency Dental Care
Emergency Return Home
Repatriation of Remains
Cremation/Burial At Destination
Accidental Death & Dismemberment

Ambulance Services
In-Hospital Nurse Service
Accommodations & Meals
Coverage for Side Trips
Follow-Up Visits

Why Choose Family Care Insurance for Your Super Visa Insurance?

Family Care Insurance offers convenient, flexible and affordable plans that meets Super Visa application requirements, and provides:

Up to 45% Deductible Discount
Very Affordable Monthly & Yearly plans
100% Money Back if Visa Denied

Prorated Refund on Early Returns if There Is No Claim
COVID-19 Coverage Available
Pre-existing Conditions Coverage Available

What Factors Will Affect Your Super Visa Insurance Premiums?

Following factors will determine eligibility and premiums for Super Visa Insurance:

Age of the applicant
Health history of the applicant
Length of the policy

The amount of coverage
Deductible amount
Deductible amount

Try Our Online Quote, Compare and Buy Tool

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