OPTION 1 OPTION 2
SAVE MONEY AND EARN INTEREST.
(Start saving as soon as your child is born and earn interest.)		 BORROW MONEY AND PAY INTEREST.
(Borrow money at age 18 and pay interest on it.)
1. Invest in an RESP
2. Get government grants
3. Get Tax sheltered growth
4. Enjoy tax-efficient withdrawals
5. Benefit from the power of compound interest
6. Get peace of mind		 1. Borrow the money
2. Mortgage your home
3. Withdraw from your personal savings
4. Deplete your retirement funds or investments
5. Your child will have to work and earn to pay
6. Take student loans