Why Do You Need A Personal Health Insurance Plan?
Health insurance plans help you manage routine and unexpected healthcare expenses not covered by provincial health care plans; hence protecting you from the financial hardship of having to pay out-of- pocket for medical expenses. For example dental care expenses are very costly and are not covered by provincial health care plans.
Am I Not Covered By Provincial Healthcare Plan?
All citizens and permanent residents of Canada have provincial health coverage for many health expenses but it pays for your basic healthcare services and needs. Each province provides different coverage types and amounts and there are gaps that can impact your finances significantly. That’s when private health insurance plans can be very helpful to reduce the financial strain caused by routine or unexpected health care expenses.